Detailansicht
European Banking
Efficiency, Technology and Growth, Wiley Finance Editions
ISBN/EAN: 9780471494492
Umbreit-Nr.: 317786
Sprache:
Englisch
Umfang: XVI, 292 S.
Format in cm: 2.4 x 23.7 x 15.9
Einband:
gebundenes Buch
Erschienen am 09.03.2001
- Zusatztext
- "European Banking" gibt einen Überblick über die jüngsten Veränderungen im Retail Banking (Privatkundengeschäft), ein Bereich, der sich gegenwärtig im Umbruch befindet. In den letzten 10 Jahren hat es in diesem Bereich einschneidende Veränderungen gegeben. Durch die Deregulierung des Binnenmarktes und die nationale Gesetzgebung konnten Anbieter von Finanzdienstleistungen leichter in bislang unzugängliche nationale als auch internationale Märkte vordringen. Dies führte zu einer Verwischung der Unterschiede zwischen den verschiedenen Arten von Finanzdienstleistern (z.B. Retail- und Investmentbanken, Bausparkassen usw.). Darüber hinaus war die Technologie Ursache für wesentliche Veränderungen im Bankensektor; Retail Banken erhielten verstärkt Konkurrenz von nicht traditionellen Finanzdienstleistern (z.B. Supermärkten) und von Übersee. Viele Banken haben versucht, ihren Shareholder Value durch Fusionen und Akquisitionen zu verbessern, und in den kommenden Jahren werden große Fusionen in der Branche wahrscheinlich sein. "European Banking" untersucht die Entwicklung im Bankensektor im Laufe der letzten 10 Jahre, wobei ein besonderer Schwerpunkt auf der Frage liegt, ob das Unternehmensergebnis vonder Unternehmensgröße abhängt und ob es durch Fusionen oder strategische Allianzen verbessert werden kann. Dabei ziehen die Autoren auch Vergleiche zu anderen Branchen und analysieren auf dieser Basis mögliche Zukunftsaussichten für den Bankensektor. Geschrieben von renommierten Experten.
- Kurztext
- The retail banking sector has undergone immense change over the last decade, such that the industry is barely recognisable. The creation of the European Single Market has of necessity initiated deregulation, whilst the increase in telephone and internet banking has impacted on economies of scale. Financial services organisations are now able to compete in previously uncharted territory, to considerable effect. Taking the reader on a journey of discovery through the economic theory behind the practice and the consequences that follow, the authors have created a fascinating insight into the current state of European retail banking. The authors use their extensive research to display the rationale behind the increasing trend towards consolidation and efficiency. Well argued and well researched, this is a must read for all people with an interest in the European Banking market, from investors to bankers and students alike. "This outstanding contribution has everything a banking practitioner, academic or regulator would need to know about European banking, complete from theory to practice to data to background references. This is a must-have reference guide for anyone who wants or needs to know about our financial system." - Allen N. Berger, Senior Economist, Federal Reserve Board
- Autorenportrait
- JOHN A. GODDARD is a Senior Lecturer at the Department of Economics, University of Wales Swansea. Prior to this he lectured at the University of Wales, Bangor, and was a researcher at the University of Leeds. He is the author of many articles in academic journals on topics including industrial economics and the economics of the professional football industry. John Goddard also has several years practitioner experience in the UK life insurance sector. PHILIP MOLYNEUX is Professor of Banking at the School of Accounting, Banking and Economics (SABE) at the University of Wales, Bangor and the Levob Special Chair of Financial Services and Financial Conglomerates at Erasmus University, Rotterdam, Netherlands. He is also co-director of the Institute of European Finance and a highly respected authority on European finance and banking. His many previous works include Financial Innovation and Efficiency in European Banking (both published by John Wiley Sons, Ltd). JOHN O.S. WILSON is a lecturer in the Department of Management at the University of St. Andrews, specialising in industrial organisation, banking and managerial economics. Prior to this he lectured in economics at London Guildhall University, and has also been a visiting lecturer at the University of Wales, Bangor. He has co-authored Essentials of Industrial Organization (Financial Times, Prentice Hall) and has also has written many papers on subjects ranging from the growth of European banks, to attendance patterns in the English Rugby Football League.